Inputs
UK MORTGAGE CALCULATOR · 2025/26
Mortgage repayment calculator UK
Estimate your monthly mortgage repayments based on property price, deposit, mortgage term, and interest rate. Includes repayment and interest-only options commonly used by landlords and buy-to-let investors.
Output
Estimated repayment
Enter figures and calculate.
| Mortgage amount | £0 |
|---|---|
| Loan-to-value (LTV) | 0% |
| Total repayable | £0 |
| Total interest | £0 |
| Interest rate | 0% |
| Mortgage term | 0 years |
Planning estimate
Useful for quick affordability and monthly repayment modelling.
Updated methodology
Uses standard UK repayment and interest-only mortgage calculations.
Privacy first
All calculations run inside the browser no data storage.
Clear & transparent
Designed for plain-English mortgage and property finance analysis.
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This calculator provides a planning estimate only and is not tax, mortgage, legal, insurance, or investment advice. Section 24 calculations can be affected by income ordering, losses, Scottish tax bands, jointly owned property, partnerships, companies, carried-forward finance costs, allowances, and Self Assessment rules. Speak to a qualified adviser before acting.